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Cash Needed for Buying a Million Dollar Home

We just purchased a $1.6M home. That isn’t a huge home here in the Bay Area, but it’s also not the cheapest home we could buy–especially of the 3 bedroom / 2 bath variety. But it was large in terms of...

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6 Year Plan for 20% of Networth in Home Equity

Even though it seems impossible, my goal is to keep my family networth with 20% of total AFTER TAX networth in home equity. This means I need to carefully stick to contributions and growth in my other...

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I am Unwell and I am Scared

I am going to be 37. I have an, on paper, great job where I’m earning a lot of money on my base plus bonus and stock. I just bought a house. And I’m a complete and utter disaster. I’m scared. I’m...

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So I Was Fired. Or Promoted. Or Something.

When I joined my company, my role was ill defined. Someone with more leadership ability–or perhaps someone who is a normal career-minded person–would have nipped that in the bud up front. But like the...

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Fighting With All I’ve Got: The Next 2 Years

I’m acknowledging my job isn’t right. My new position, which is a demotion or lateral move, depending on how you see it, is a better fit. The great news is that my pay hasn’t changed.  The bad(?) news...

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Coast FIRE sounds good to me.

I’m digging the idea of Coast FIRE–which is basically what my goal has been for a while, I just haven’t had a name for it. By “Coast FIRE-ing,” basically you save enough that you no longer have to keep...

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My New Buckets FIRE Retirement Strategy

This will be a short post — but just documenting as I figure out my family’s goals for Fat FIRE / Coast FIRE using a new buckets retirement strategy. I really like this model as it helps me understand...

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The day we surpassed $2M in networth. Can I buy a Roomba now?

Holy hell. Personal capital shows our family networth crossed the $2M threshold. This was my goal for 2020, yet it felt so far away earlier this year. A bump in my company stock was really all it took,...

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From Now to Rich in 3 Years.

What does “rich” mean? There was a huge debate on if having $1M makes you rich in one of my Facebook groups the other week. My argument was — no, $1M does not make you rich. It certainly doesn’t make...

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End of the Month Check In: Progress and Stagnation

Well, it’s somehow (basically) June and closing in on the half-way point of 2021. Insanity, right? As the world slowly chugs back to normal-ish, I’m spending most of my time moving projects along and...

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